RCU

Rates

Prime Rate (Rates effective 2025-03-14)

    • RCU Prime Rate
    • 4.95%

Pay As You Go Chequing Account (Rates effective 2025-01-30)

    • $0 - $9,999.99
    • 0.10%
    • $10,000.00 - $24,999.99
    • 0.10%
    • $25,000.00 and Over
    • 0.10%

Deposit Accounts (Rates effective 2025-01-30)

    • Daily Savings Account
    • 0.75%
    • U. S. Daily Savings
    • 1.00%
    • Euro Daily Savings
    • 0.10%

Term Deposits (Rates effective 2025-01-30)

    • 30-59 days
    • 1.75%
    • 60-89 days
    • 1.75%
    • 90-179 Days
    • 1.75%
    • 180-364 Days
    • 1.75%
    • 1 Year
    • 1.75%
No products found

Variable RRSP, RRIF, TFSA, FHSA (Rates effective 2024-12-12)

    • RRSP
    • 1.00%
    • RRIF
    • 1.00%
    • TFSA
    • 1.00%
    • FHSA
    • 1.00%

Fixed RRSP, RRIF, TFSA (Rates effective 2025-03-19)

    • 1 Year
    • 3.40%
    • 2 Year
    • 3.30%
    • 3 Year
    • 3.30%
    • 4 Year
    • 3.50%
    • 5 Year
    • 3.55%

GIC Rates (Rates effective 2025-03-19)

    • 1 Year
    • 3.40%
    • 2 Year
    • 3.30%
    • 3 Year
    • 3.30%
    • 4 Year
    • 3.50%
    • 5 Year
    • 3.55%
    • 1 Year Cashable
    • 2.25%
    • U.S. 1 Year GIC
    • 1.75%

Fixed Rate Mortgages (Rates effective 2025-03-19)

    • 1 year
    • 5.29%
    • 2 years
    • 5.19%
    • 3 years
    • 4.99%
    • 4 years
    • 5.29%
    • 5 years
    • 5.29%

Variable Rate Mortgages (Rates effective 2025-03-19)

    • Open (1, 2, 3 years)
    • 5.45%
    • Closed (3 yr.)
    • 4.95%

Mortgage Special (Rates effective 2022-05-13)

    • 1 Year Closed
    • 3.00%

Home Equity Line of Credit (Rates effective 2025-03-14)

    • Home Equity Line of Credit
    • 5.60%

Loans (Rates effective 2025-03-14)

    • Personal Loans
    • 7.60%
    • Line of Credit
    • 9.10%
    • Student Line of Credit
    • 4.95%

Foreign Exchange Rates (Rates effective 2025-03-25)

    • United States (Dollar)
    • 1.4553 (Buying)
    • 1.4042 (Selling)
    • Euro
    • 1.6188 (Buying)
    • 1.4736 (Selling)